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Ranni Service Co-operative Bank

about us

The Ranni Service Co-operative Bank Ltd No.65, one of Pathanamthitta's most preferred banker commenced its operations on 28th January 1919 with the name “Nair Vellala Paraspara Sahaya Sangam”. With a vision to serve the growing rural's rising financial needs, the Bank has been introducing innovative policies, schemes and loan plans, especially for common man, ever since. The Ranni Service Co-operative Bank plays a prominent role in the local banking activities. The bank’s annual reports shows increase in deposits, lending, share capital. Considering deposits, higher rates of interest are given. Share holders are very much satisfied with overall performance of the bank. The procedure for taking loan is very simple. So there is very much possibility for getting loans to every applications. All customers are given adequate consideration. Loans are given comparatively lesser rates.

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Vision & Mission

This organization is coming under the Department of Co-operation. This is a semi government structured organization managed by The Director Board chaired by the President and consists 11 board members. The existing director board has been elected on 29/11/2014 and took charge on 03/12/2014. And there is strong employee strength lead by The Secretary. The Single Concurrent Auditor of Co-operative Societies deputed from the Department of Co-operation is also working in this bank. As on 30-06-2019, there are 15 permanent employees working in this bank and 3 in Neethi Medical Store.
A new branch with Core Banking Facility is going to be inaugurated at Mandiram- Palachuvade, Ranni.

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Facilities

Core banking: In the co-operative banking,the finance flows from a State Co-operative to District Co-operatives (DCB), which form the prime credit facilitator at a district level and Primary Agricultural Credit Societies (PACS) form the end-point to which credit needs to be delivered.
In Ranni Service Co-operative Bank Ltd No. 65 enables its branch to provide differentiated finance tools to support the agricultural economy, track the credit flow and measure & report outcomes.
It allows the branch to offer retail as well as business oriented products. It is developed on modern technologies and architecture that is suitable for this segment that operates largely in remote, rural areas.It addresses the pain points of this segment by removing customer duplication....

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